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Surplus Funds: How to recover Equity after a Foreclosure or Tax Sale

Losing a property in a foreclosure or tax sale is stressful. Many people assume the sale wiped out everything they had in the property. That is not always true. In some cases, the property sells for more than the debt, fees, or taxes owed. When that happens, the extra money may become Surplus Funds, sometimes called overages. Those funds may still belong to the former owner or, in some cases, their heirs.



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Real Estate Help Center

Inherited a House in Georgia? Should You Sell or Keep It?

Inheriting a house in Georgia can feel like a gift and a burden at the same time. You're dealing with family emotions, legal steps, and a big money decision all at once. The main question is simple: should you sell the house or keep it? There is no automatic right answer. It depends on the home's condition, the costs attached to it, your family situation, and whether you actually want the job of owning property.



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Real Estate Help Center

Do you think you lost your equity in a tax sale or foreclosure? (How The Government Keeps Your Money)

Losing a home to a tax sale or a foreclosure is one of the most stressful experiences a person can face. Beyond the emotional toll of moving and the disruption to your family's life, there is often a crushing sense of financial defeat. Most homeowners walk away under the impression that they have lost everything: every dime of equity they spent years building through monthly payments and property appreciation.

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